Ann Meisner's Blog
There may be no time like the present to pursue a luxury home in Tampa Bay, Jacksonville or any other Florida city or town. In fact, there are many reasons why launching a Sunshine State luxury home search should be a top priority, and these include:
1. Lots of great Florida luxury homes are available.
There is no shortage of quality luxury homes available across Florida. Thus, if you want to own a dazzling luxury home near a Miami beach, a terrific luxury residence close to Disney World or a luxury house anywhere else in Florida, you're sure to find a deluxe property that matches your expectations.
Of course, if you decide to conduct a Florida luxury home search, it generally is beneficial to plan ahead for the property buying journey. With a plan in place, you can streamline your search for your ideal Sunshine State luxury house.
2. You can find a Florida luxury home at a budget-friendly price.
Florida luxury homes are available across many price ranges. Therefore, you should have no trouble finding a superb Sunshine State luxury house that falls in line with your budget.
Oftentimes, it helps to get a jumbo mortgage before you start a search for a luxury home in Fort Lauderdale, Gainesville or elsewhere in Florida. If you have pre-approval for a jumbo mortgage, you'll know exactly how much you can spend on a Sunshine State luxury house. Then, you can tailor your Florida luxury home search accordingly.
3. You can purchase a Florida luxury home that you can enjoy for an extended period of time.
Buying a Florida luxury home may prove to be one of the biggest investments that a person will make in his or her lifetime. Thankfully, if you buy a Sunshine State luxury house and maintain it, you can enjoy a first-rate residence both now and in the future.
Ultimately, there are many great reasons to pursue a luxury home in Florida. And if you work with a real estate agent, you can quickly and effortlessly find a superior Sunshine State luxury house.
A real estate agent takes the guesswork out of conducting a Florida luxury home search. First, he or she will learn about your Sunshine State luxury homebuying goals. He or she then will craft a personalized homebuying strategy for you and help you search for a luxury residence in your preferred Florida cities and towns. Plus, once you find a Sunshine State luxury home you want to buy, a real estate agent will help you put together a competitive offer to purchase this residence. And if your offer is approved, a real estate agent will ensure you can seamlessly navigate the final stages of the Florida luxury homebuying journey.
Take a look at some of the Florida luxury houses available today. By doing so, you may discover a wonderful Sunshine State luxury home and acquire a residence that will continue to impress for years to come.
Selling your home and relocating to a new residence may seem difficult. Fortunately, we're here to help you take the guesswork out of packing up your belongings and moving to your new house.
Here are three moving tips that every home seller needs to know.
1. Make Reservations with a Moving Company.
After you sell your house, you'll want to make reservations with a moving company as soon as possible. By doing so, you'll be able to ensure that you can get movers to your house before you need to have all of your belongings out of your residence.
Remember, the longer you wait to book a moving company, the less likely it becomes that you'll be able to find one in time for your upcoming move. But if you take a proactive approach to your move, you'll be able to book a moving company with plenty of time to spare.
Don't forget to shop around for a moving company too. This will ensure that you won't have to break your budget to employ friendly, professionally trained movers to help you transport your belongings from Point A to Point B.
2. Clean Out Every Room in Your House.
Although you've already devoted plenty of time and resources to keep your home clean and neat as you tried to sell it, you'll want to conduct a final sweep of every room before you move.
Cleaning out your entire home will enable you to double-check to ensure that you've packed up everything and reduce the risk that you'll leave something behind. Plus, doing a final sweep will enable you to locate and get rid of any forgotten items that you won't need at your new address.
Spend some time cleaning out your home, and ultimately, you'll be better equipped to pack up all of your belongings and avoid the risk of forgetting items hidden in your attic, basement or other areas of your house.
3. Disconnect All of Your Home Services.
Contact your electric utility provider, phone and internet services provider and other utility services companies to inform them about your upcoming relocation. This will enable you to cancel services or transfer them to your new address.
When it comes to disconnecting services, be sure to give your service provider as much notice as possible. For instance, calling your internet services provider to cancel your services on the day of your move could be problematic, as you may need to return equipment.
However, if you reach out to a service provider at least a few weeks before your move, you can plan accordingly.
Furthermore, if you ever have concerns or questions about moving, your real estate agent may be able to help you. This professional can offer moving recommendations and tips and might even be able to put you in touch with expert movers in your area as well.
Start getting ready for your upcoming move now, and you can streamline the process of vacating your current residence and relocating to a new house.
If you’re planning on buying a home in the near future and are confused about many of the terms associated with mortgages, you’re not alone. Real estate is its own industry with its own set of processes, terms, and acronyms. If you’re new to the home buying process, there can be somewhat of a learning curve to understand what each of these terms means.
Since buying a home is such a huge investment and life decision, there’s a lot of pressure on home buyers to make sure they get everything right. This makes for a stressful situation for buyers who don’t feel like they understand the terminology of things like mortgages, appraisals, credit reports, and other factors that contribute to the home buying process.
To alleviate some of those concerns and to make the home buying process run more smoothly, we’ve compiled a list of the most common, and most commonly confused, real estate words, terms, and acronyms. That way, when you’re talking things over with your real estate agent or your mortgage lender, you’ll be confident that you understand exactly what’s being considered.
Read on for our real estate terminology glossary.
Adjustable rate mortgage (ARM) - This is one type of home loan. Mortgage rates with this type of loan fluctuate throughout the repayment term of the loan. The fluctuation is based on a market indicator.
Fixed rate mortgage (FRM) - Another type of home loan, a fixed rate mortgage has a rate which does not fluctuate, remaining constant for the life of the term, most commonly 15 or 30 years.
Appraisal - An appraisal is the determination of the value of a property. Appraisals are used when purchasing and selling a home, as well as when refinancing a home loan. Appraisers are required to be licensed or certified in each state and are usually paid for by the lender.
Appreciation - An increase in a property’s value, most commonly due to market inflation, or the general increase in home prices over time.
Depreciation - A decrease in a property’s value, due to either market deflation (uncommon) or the wear and tear on a home that comes with age.
Closing costs - The costs and fees that a buyer is responsible for when purchasing a home or taking out a mortgage. These include underwriting fees, inspections, appraisals, transfer taxes, and more. Closing costs typically range from 2% to 5% of the total loan amount.
Contingency - Home purchases have contracts to protect the interest of the buyer, seller, and lender. Contingencies are provisions designed to protect the buyer or lender should something occur in the time leading up to closing on (or purchasing) the home. One common contingency is the buyer’s right to have a final inspection of the home before closing to ensure no new issues with the home have occurred.
Private mortgage insurance (PMI) - Buyers who cannot afford a down payment of %20 typically are required to take out a private mortgage insurance policy. This policy protects the lender should the borrower default (fail to repay or meet the conditions of their loan).
Selling a luxury home in Orlando, Tampa Bay or elsewhere in Florida may prove to be stressful. Fortunately, we're here to help you keep your stress levels in check as you move along the home selling journey.
Now, let's take a look at three tips to help minimize stress as you sell your Sunshine State luxury residence.
1. Find Out What Your House Is Worth
Unfortunately, determining the ideal initial asking price for your Florida luxury house can be stressful. But if you perform Florida luxury housing market research, you can establish a competitive price for your residence from day one of the home selling journey.
The prices of Florida luxury houses generally vary. For instance, a luxury house in Fort Lauderdale may be priced higher than a luxury residence in Melbourne, even if the homes boast similar features. Thus, you'll want to check out the prices of luxury houses in your city or town to better understand how to price your residence.
Furthermore, a home appraisal is essential prior to listing a Sunshine State luxury house. An appraisal enables you to receive a home valuation from a property expert, and you can use this valuation to determine a competitive price for your home.
2. Plan for the Worst-Case Scenarios
One of the best ways to mitigate stress when you sell your Florida luxury home is to consider the worst-case scenarios. Because in all likelihood, you'll find that even the worst-case scenarios have simple solutions.
For example, consider what might happen if you list your Lake Worth luxury residence and receive no offers on it. In this scenario, you may need to revamp your home selling strategy. But if you remain persistent, you can revise your home selling strategy and eventually sell your house.
Or, think about what may happen if a home inspector discovers many problems with your Florida luxury house after a buyer submits an offer. In this case, you can always offer to complete assorted home improvements to resolve these problems. Conversely, if a buyer wants to walk away from a home purchase, you can relist your residence.
3. Collaborate with a Real Estate Agent
If you think stress will get the best of you throughout the home selling journey, you may want to hire a real estate agent. In fact, with a real estate agent at your side, you should have no trouble keeping your stress at bay as you sell your Florida luxury house.
A real estate agent who possesses comprehensive Florida luxury housing market expertise is a must-have. This real estate professional can teach you about the luxury housing market in your city or town. Therefore, if you want to sell a luxury residence in Gainesville, Miami or elsewhere in the Sunshine State, a real estate agent can provide you with the support that you need to succeed.
Ready to sell your Florida luxury residence? Take advantage of the aforementioned tips, and you can avoid stress as you proceed along the home selling journey.
Purchasing home furniture should be a quick, easy and, perhaps most important, inexpensive process. However, finding affordable chairs, couches and other home furniture sometimes can be difficult, particularly for those who recently bought a house and need to furnish their residence on a budget.
Lucky for you, we're here to help you discover top-notch home furniture at budget-friendly prices.
Now, let's take a look at three tips to help you furnish your residence without breaking your budget.
1. Keep an Eye Out for Sales
Furniture stores are available in cities and towns nationwide, and these shops generally offer sales at different times throughout the year. As such, you should plan a trip to various local furniture stores to find the best prices on furniture for your living room, dining room or other areas of your house.
In many instances, it pays to shop at furniture stores on weekends. These stores commonly provide weekend sales that may enable you to save hundreds or thousands of dollars on assorted home furniture.
Also, you may want to plan ahead for potential holiday sales. Furniture stores frequently offer significant discounts around Independence Day, Christmas and other major holidays. And if you capitalize on these holiday sales, you may be able to pick up deluxe furniture at bargain prices.
2. Look Online
Craigslist and other online classified sites make it easy to browse for furniture from any location, at any time. Meanwhile, these sites may enable you to locate high-quality preowned furniture at a fraction of the cost of brand-new items.
If you see furniture online that you like, don't hesitate to reach out to a seller. Because the longer that you wait to contact a seller, the more likely it becomes that he or she will sell the furniture that you want to a rival buyer.
3. Negotiate When Possible
Oftentimes, you may be able to negotiate the price of a sofa, ottoman or other furniture, regardless of whether you buy from a furniture store or independent seller. If you understand the art of negotiation, you may be better equipped than other buyers to acquire first-rate furniture without spending too much.
Perform research before you kick off your furniture search – you'll be glad you did. With furniture price data at your disposal, you can find out how much your dream bed, shelving unit or other furniture costs and budget accordingly.
Furthermore, if you need extra assistance as you search for home furniture, you may want to work with a real estate agent. In addition to helping you buy a new home, a real estate agent may be able to put you in touch with the top furniture retailers in your area. Or, in some instances, a real estate agent may be able to convince a home seller to include his or her furniture in your home purchase.
Ready to acquire outstanding furniture for your new home? Use the aforementioned tips, and you can increase the likelihood of discovering amazing furniture at prices that match your budget.